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Apex Checking
Everyday banking, finally worth looking at.
Zero-fee checking with insights that anticipate your next move. Get paid up to two days early.
Earnings rate
0.50% APY
Updated daily
What you get
Early direct deposit
Funds available up to two business days before payday.
Cashflow insights
Forecast bills and avoid red days with AI-powered cashflow.
Virtual cards
Spin up disposable card numbers for every subscription.
Joint accounts
Add a partner with shared limits and individual analytics.
Common questions
Ready to open your apex checking?
Online in 3 minutes. Funded the same business day.
Open Apex Checking