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Reserve High-Yield Savings

4.85% APY. No tricks. No tiers.

FDIC-insured, accessible, and one of the highest yields in the country. Move money instantly to and from your Checking.

APY

4.85%

Updated daily

What you get

  • FDIC insured

    Up to $250,000 per depositor through our member bank.

  • Daily compounding

    Interest paid monthly, calculated daily.

  • Goal envelopes

    Carve out balances for vacations, weddings, or rainy days.

  • Instant access

    Pull funds to Checking 24/7, no holds.

Common questions

Ready to open your reserve high-yield savings?

Online in 3 minutes. Funded the same business day.

Open Reserve Savings