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Reserve High-Yield Savings
4.85% APY. No tricks. No tiers.
FDIC-insured, accessible, and one of the highest yields in the country. Move money instantly to and from your Checking.
APY
4.85%
Updated daily
What you get
FDIC insured
Up to $250,000 per depositor through our member bank.
Daily compounding
Interest paid monthly, calculated daily.
Goal envelopes
Carve out balances for vacations, weddings, or rainy days.
Instant access
Pull funds to Checking 24/7, no holds.
Common questions
Ready to open your reserve high-yield savings?
Online in 3 minutes. Funded the same business day.
Open Reserve Savings